THREE SHORT STEPS TO DECIDE, DESIGN AND FIND YOUR BEST DIA ELECTION.
INVESTORS LIKE YOU
Decide
Whether DIA is right for you.
YOUR DIA
WHAT is a Deferred Income Annuity (DIA)?
Deferred Income Annuities, often referred to as “longevity annuities”, provide Guaranteed Income that starts at a future date selected by you. Most DIAs available for personal savings offer the same payout options as do Immediate Annuities.
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WHAT are specific benefits of a DIA?
Tax Savings: With a DIA, taxation is deferred until you begin receiving Guaranteed Income payments at a time when you may be taxed at a lower rate. A portion of the cost basis of your premium is excludable from tax. If you request an annuity quote in Step 3, you will see how much spendable after-tax income you will have.
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What are some sources for DIA premiums?
Various types of savings and personal funds can be used to purchase a DIA, including:
• Cash value of deferred annuity
• Life insurance proceeds for which you are the beneficiary
• Proceeds from the sale of a business, or real estate
• Proceeds from an inheritance or divorce
• Redemption or sale of fixed income investments.